Case Reserve

The specific dollar amount an adjuster sets aside to pay a known, open claim, based on what they expect it to cost. It shapes the insurer’s books and your loss runs.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.