Attachment Point

The dollar level where an excess or reinsurance layer kicks in — the ceiling of what’s below it, the floor of what it covers.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.