Aggregate Erosion

How each paid claim (and sometimes defense cost) chips away at your aggregate limit over the policy period, leaving less for the next loss.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.