Renters Insurance protect your stuff & yourself.
Your landlord's policy covers the building, not your belongings or your liability. Renters insurance protects your things from theft, fire, and water damage, covers you if someone is hurt, and pays for somewhere to stay if you're displaced — usually for a few dollars a month.
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Coverage can start the same day — handy for a lease deadline.
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- ✔ Belongings: theft, fire, water
- ✔ Personal liability protection
- ✔ Loss-of-use / temporary housing
- ✔ Meets most lease requirements
What renters insurance covers
Personal Property
Furniture, electronics, clothing, and valuables against theft, fire, and many disasters.
Personal Liability
If you accidentally injure someone or damage their property, this helps cover it.
Loss of Use
Pays for temporary housing and extra costs if a covered loss makes your unit unlivable.
Medical Payments
Covers minor medical bills if a guest is hurt in your home, regardless of fault.
Off-Premises Theft
Your belongings are covered even when stolen away from home, like from your car.
Water & Fire Damage
Covered perils like burst pipes, smoke, and fire damage to your belongings.
Who it's for
Built for
What our customers say
Real 5-star reviews from our customers on Google. Read more on Google
Laura was a pleasure to work with. She made the impossible happen when others turned me down! Definitely a 5-star performance!
10/10 — Laura was wonderful getting me the cheapest insurance possible. Patient, friendly, all of the above. Great customer service. Definitely recommending!
Laura has the best customer service ever. She really cares about who she is helping, very patient, and will get you the best deal!
Logan is so amazing — very knowledgeable and patient. It's always a pleasure to do business with him. Look forward to continuing business with you!
Chase Stewart was a great help getting me set up with a very affordable, full-coverage policy on my new truck.
Great customer service, great rate. They even helped me cancel my other insurance. Thank you!
Lease needs proof of coverage?
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Get My Renters QuoteRenters insurance FAQs
Isn't my landlord's insurance enough?
No — your landlord's policy covers the building itself, not your personal belongings or your liability. Renters insurance is what protects you.
How much does renters insurance cost?
It is one of the most affordable policies — often just a few dollars a month — for property, liability, and loss-of-use protection.
Does it cover my belongings outside my home?
Typically yes. Personal property coverage often follows you, so items stolen from your car or while traveling can be covered.
Will it meet my lease requirements?
Most leases that require renters insurance ask for a set liability limit; we can issue a policy and certificate that satisfies it.