Partner program · agents & brokers
Keep the client. Split the commission. Send us the risks you can’t place.
Declined risks, odd classes, E&S placements, or lines you don’t write — send them here instead of turning them away. You stay the trusted advisor; we do the placement legwork and split the commission with you as a licensed producer.
Referral moments you see every week
- A carrier declination you don’t have another market for
- Weird or hard-to-place risks (that’s literally our specialty)
- Lines you don’t write — flood, event, collectibles, Mexico auto
- A client moving to a state where you’re not licensed — we probably are
Insurance paperwork you already touch
Send these along with a referral and we can move immediately:
- Loss runs and declination letters for the risk you’re sending
- ACORD applications you’ve already gathered
- Your producer license + E&O for the commission-split track
Two ways to get paid 💸
Commission split
30%
of the new-business commission we receive on policies bound from your referrals — paid monthly, for as long as your license stays active. Custom splits available for volume.
Requires an active producer license for the referred line & state. W-9, license copy, and E&O certificate collected at signup.
Referral fee
$100
per eligible referral — or the maximum your state allows if it’s less. Where the law says a fee can’t depend on a sale, it doesn’t: you’re paid per eligible referral, full stop.
Just a W-9 — required before your first payment. No license, no insurance paperwork.
Referral compensation for unlicensed partners is regulated state-by-state; we administer the program to comply with the law of the referred customer’s state.
The Partner Promise 🤝
Referral programs live or die on trust, so we put ours in writing — it’s Section 7 of the agreement, not just a slogan.
Your client stays your client
We serve the insurance need you sent — we never market your services’ competitors to them or sell their information. Ever.
Fast follow-up
Referrals get a real human response within one business day, and you get told what happened.
Transparent payouts
Monthly statements, monthly payments. You always know what a referral earned.
You get the credit
We tell your client you made this happen. Your referral makes you look good — that’s the point.
How it works
1 · Apply & sign 🖊️
Pick your track, eSign the partner agreement online, and upload your documents — five minutes, no printer.
2 · Send referrals 📨
Email or call your referrals in, or send clients straight to us — just make sure they mention your name.
3 · Get paid monthly 💵
Monthly statement, monthly payment. Splits pay when commissions land; fees pay per eligible referral.
Questions agents & brokers ask us
Do I have to give up the client?
No — that’s the whole point. You remain the agent of record for everything you write; we only place the specific risk you send and split that commission.
What about E&S placements?
Surplus-lines placement, diligent-search paperwork, and stamping are on us; you keep the relationship and your share.
Ready when you are.
Apply, eSign the agreement, and upload your documents in about five minutes.
Apply as a Insurance Agent partner →