Partner program · GCs, trades & subs
Your subs carry real coverage. Your clients get protected. You get paid.
You require COIs from your subs — we make sure they can actually get them, fast and correctly (additional insured, waiver of subrogation, the works). And when your clients ask “do you know anyone for insurance?”, now you do.
Referral moments you see every week
- A sub who can’t produce the COI your contract requires
- Homeowner clients mid-renovation who are underinsured
- Your own GL, tools, and commercial auto renewals
- Builders-risk for the projects you’re about to start
Insurance paperwork you already touch
Send these along with a referral and we can move immediately:
- Your subcontract’s insurance exhibit
- Sub W-9s and current COIs
- Your own policies’ renewal dates
Two ways to get paid 💸
Commission split
30%
of the new-business commission we receive on policies bound from your referrals — paid monthly, for as long as your license stays active. Custom splits available for volume.
Requires an active producer license for the referred line & state. W-9, license copy, and E&O certificate collected at signup.
Referral fee
$100
per eligible referral — or the maximum your state allows if it’s less. Where the law says a fee can’t depend on a sale, it doesn’t: you’re paid per eligible referral, full stop.
Just a W-9 — required before your first payment. No license, no insurance paperwork.
Referral compensation for unlicensed partners is regulated state-by-state; we administer the program to comply with the law of the referred customer’s state.
The Partner Promise 🤝
Referral programs live or die on trust, so we put ours in writing — it’s Section 7 of the agreement, not just a slogan.
Your client stays your client
We serve the insurance need you sent — we never market your services’ competitors to them or sell their information. Ever.
Fast follow-up
Referrals get a real human response within one business day, and you get told what happened.
Transparent payouts
Monthly statements, monthly payments. You always know what a referral earned.
You get the credit
We tell your client you made this happen. Your referral makes you look good — that’s the point.
How it works
1 · Apply & sign 🖊️
Pick your track, eSign the partner agreement online, and upload your documents — five minutes, no printer.
2 · Send referrals 📨
Email or call your referrals in, or send clients straight to us — just make sure they mention your name.
3 · Get paid monthly 💵
Monthly statement, monthly payment. Splits pay when commissions land; fees pay per eligible referral.
Questions gcs, trades & subs ask us
Can you fix a sub whose COI keeps bouncing?
Yes — we quote the sub directly, issue the certificate with your required endorsements, and you stop chasing paper.
Do referrals help my own renewal?
Indirectly, absolutely: subs with real coverage mean fewer uninsured-sub audit charges on YOUR policy.
Ready when you are.
Apply, eSign the agreement, and upload your documents in about five minutes.
Apply as a Contractors & Trade partner →