Partner program · branch, lending & member teams
Loans need insurance. Members need answers. We’re the desk you send them to.
Auto loans, mortgages, and business lending all require insurance your members scramble to find. A referral relationship gives your team a compliant answer that keeps loans moving — without your institution touching the insurance transaction.
Referral moments you see every week
- Auto loans waiting on proof of coverage
- Mortgages that need homeowners or flood evidence
- Business borrowers with collateral-insurance requirements
- Lapsed-insurance notices on your loan portfolio
Insurance paperwork you already touch
Send these along with a referral and we can move immediately:
- Loan collateral insurance requirements
- Lienholder/loss-payee clause standards
- Force-placed insurance notices you’d rather not send
Two ways to get paid 💸
Commission split
30%
of the new-business commission we receive on policies bound from your referrals — paid monthly, for as long as your license stays active. Custom splits available for volume.
Requires an active producer license for the referred line & state. W-9, license copy, and E&O certificate collected at signup.
Referral fee
$100
per eligible referral — or the maximum your state allows if it’s less. Where the law says a fee can’t depend on a sale, it doesn’t: you’re paid per eligible referral, full stop.
Just a W-9 — required before your first payment. No license, no insurance paperwork.
Referral compensation for unlicensed partners is regulated state-by-state; we administer the program to comply with the law of the referred customer’s state.
The Partner Promise 🤝
Referral programs live or die on trust, so we put ours in writing — it’s Section 7 of the agreement, not just a slogan.
Your client stays your client
We serve the insurance need you sent — we never market your services’ competitors to them or sell their information. Ever.
Fast follow-up
Referrals get a real human response within one business day, and you get told what happened.
Transparent payouts
Monthly statements, monthly payments. You always know what a referral earned.
You get the credit
We tell your client you made this happen. Your referral makes you look good — that’s the point.
How it works
1 · Apply & sign 🖊️
Pick your track, eSign the partner agreement online, and upload your documents — five minutes, no printer.
2 · Send referrals 📨
Email or call your referrals in, or send clients straight to us — just make sure they mention your name.
3 · Get paid monthly 💵
Monthly statement, monthly payment. Splits pay when commissions land; fees pay per eligible referral.
Questions branch, lending & member teams ask us
Can you keep our lending team compliant?
Your team refers, we handle the insurance transaction entirely — the institution never quotes, advises, or touches premiums.
Can you help members before force-placed coverage kicks in?
That’s the best referral moment: we re-shop lapsed borrowers fast, which protects your collateral and saves the member from brutal force-placed rates.
Ready when you are.
Apply, eSign the agreement, and upload your documents in about five minutes.
Apply as a Banks & Credit Union partner →