Landlord Insurance for your rental property.
Renting out a property is a business, and a standard homeowners policy won't cover it. Landlord (dwelling-fire) insurance protects the building, your liability as a landlord, and the rental income you'd lose if a covered loss makes the unit uninhabitable.
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One property or a growing portfolio — we can cover both.
Tell us about the property and how it's rented for a price.
- ✔ Dwelling & other structures
- ✔ Landlord liability
- ✔ Fair rental income / loss of rent
- ✔ Vandalism & theft
What landlord insurance covers
Dwelling / Structure
Repairs or rebuilds the rental building after a covered loss like fire or storm.
Landlord Liability
Protects you if a tenant or visitor is injured and you're found responsible.
Loss of Rent
Replaces rental income while a covered loss makes the unit uninhabitable.
Other Structures
Detached garages, fences, and structures on the rental property.
Vandalism & Theft
Coverage for damage and theft, an elevated risk in rentals and vacancies.
Optional Contents
Appliances and furnishings you provide, especially in furnished rentals.
Who it's for
Built for
What our customers say
Real 5-star reviews from our customers on Google. Read more on Google
Laura was a pleasure to work with. She made the impossible happen when others turned me down! Definitely a 5-star performance!
10/10 — Laura was wonderful getting me the cheapest insurance possible. Patient, friendly, all of the above. Great customer service. Definitely recommending!
Laura has the best customer service ever. She really cares about who she is helping, very patient, and will get you the best deal!
Logan is so amazing — very knowledgeable and patient. It's always a pleasure to do business with him. Look forward to continuing business with you!
Chase Stewart was a great help getting me set up with a very affordable, full-coverage policy on my new truck.
Great customer service, great rate. They even helped me cancel my other insurance. Thank you!
Landlord insurance FAQs
Can't I just use my homeowners policy?
No — homeowners policies are for owner-occupied homes and can deny claims on a rental. Renting out a property requires a landlord/dwelling-fire policy.
Does it cover my tenant's belongings?
No. Your policy covers the building and your liability; your tenant's belongings are their responsibility, which is why you can require renters insurance.
What is loss of rent coverage?
If a covered loss makes the unit uninhabitable, it reimburses the rental income you lose during repairs.
Do I need it for a short-term rental?
Often yes, and sometimes a specialized short-term-rental policy — platform protection alone usually leaves gaps in liability and property.