Your landlord needs insurance before move-in.
A landlord or property manager requires proof of renters or liability coverage before they'll hand over the keys. Here's what they're asking for and how to get it today.
Get covered now Request a certificate for an existing policy
What they're actually asking for
What landlords require
Usually a renters policy with personal liability (commonly $100k–$300k) and proof you're covered, often listing the landlord as an interested party or additional interest.
Why they ask
It protects both of you — your belongings and liability, and the landlord from certain tenant-caused claims.
How fast you can get it
Renters coverage can usually be issued same day, with proof emailed to your landlord immediately.
What we need from you
- The rental address and your move-in date.
- The landlord/property manager name to list.
- Any required liability amount.
- An estimate of your belongings' value for contents coverage.
Need it today? Let's go.
Have coverage already? Send your insured name, carrier, certificate holder details, requirements and deadline. An agent must review the policy before issuing a certificate.
Get covered now Request a certificate for an existing policyRelated help
Insurance Before Move-In FAQs
How fast can I get proof for my landlord?
Usually the same day. Renters policies are quick to issue, and we can email proof right to your landlord.
How much does renters insurance cost?
Often just a few dollars a month, depending on your location and coverage. We'll quote your exact price.
Can you list my landlord on the policy?
Yes — we can add them as an interested party so they receive proof automatically.
General information, not a quote or policy. Coverage, limits, and endorsements vary by state and carrier and are confirmed when you apply.