Unilateral Contract

Only one party (the insurer) makes an enforceable promise. You’re not legally required to keep paying — but if you stop, coverage stops.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.