Assignment of Benefits (AOB)

Signing your claim payment rights over to a contractor or vendor so the insurer pays them directly. Handy — but ripe for abuse, so read it.

This is a friendly general explanation, not legal or policy language. Exact coverage depends on your policy, carrier, and state. 🤝

Written and reviewed by the We Insure Things team — licensed independent insurance agents. Last reviewed July 23, 2026. Questions? Ask a licensed agent.