Used Auto Dealer – Quick Quote | We Insure Things

We Insure Things · Used Auto Dealer – Quick Quote

Used Auto Dealer – Quick Quote

Fast, mobile‑friendly form. You can save, print, or submit. Required fields are marked with *.

Applicant

Contact

Business

Basics

Location

Address

Drivers

Classes

Vehicles

Counts

Limits

Options

Finish

Review

Your Name

Named Insured

Business Name

Your E‑Mail

Retail Agent E‑Mail Optional

Insured Primary Zip Code

5‑digit ZIP only

Driver Counts by Class & Age

Enter a number for each applicable age band.

Class I – Employees & Family Members furnished a covered auto
Category	18–20	21–24	25–75	Over 75
Employees & Family Members furnished Autos

Class II – Employees & Family Members not furnished a covered auto
Category	18–20	21–24	25–75	Over 75
Sales Employees & Regular Operators
All Other Employees

Class III – Non‑Employees, inactive proprietors/partners/officers & relatives furnished an auto
Category	18–20	21–24	25–75	Over 75
Non‑Employees furnished Autos

Scheduled Contract Drivers

Blanket Unscheduled Contract Drivers with Insurance

How driver surcharges work

Drivers under 21: not allowed. Drivers 21–24: add 0.20 rating units to Classes I–III. Drivers 75+: add 0.15 units. Additional surcharges may apply for MVR infractions during underwriting.

Trailers or Dollies

Symbol 27 Scheduled Autos

Dealer Plates

Covered Auto Designation Symbols

Symbol	Designation	Description
22	Owned “Autos” Only	Only autos you own (and for Liability, any trailers you do not own while attached to power units you own), including autos acquired after policy begins.
27	Specifically Described “Autos”	Only autos listed on your schedule with a shown premium (and for Liability, any trailer you don’t own while attached to a scheduled power unit).
29	Non‑Owned “Autos”	Any auto you do not own/lease/hire/rent/borrow used in your garage business, including employees’ or partners’ autos used in the business.

Requested Combined Single Limit (CSL)

Estimated Rating Units

Optional Limits

UM / UIM Coverage

Personal Injury Protection (PIP)

Medical Payments

Broadened Coverage

Fire Legal Liability

Damage to Rented Premises

Physical Damage – Open Lot

Requested Per Occurrence Limit

Unaccompanied Test Driver Endorsement

Blanket Unscheduled Contract Drivers

Garage Liability Premium Estimate

Example: Loudoun County – $1,696.00 (final premium subject to underwriting)

Open Lot Premium Estimate

Example: Loudoun County – $2,250.00 (final premium subject to underwriting)

Instant Garage Liability Insurance