Condo Insurance HO-6 coverage for your unit.
Your condo association's master policy covers the building — not what's inside your walls. An HO-6 policy protects your interior, your belongings, your liability, and the loss assessments your association can pass on to you.
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Check your association bylaws — many require an HO-6 policy.
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- ✔ Interior & improvements
- ✔ Personal property protection
- ✔ Personal liability
- ✔ Loss-assessment coverage
What condo insurance covers
Walls-In / Interior
Floors, cabinets, fixtures, and improvements inside your unit that the master policy excludes.
Personal Property
Your furniture, electronics, and belongings against covered perils, at home and away.
Personal Liability
If you're responsible for someone's injury or property damage, this helps cover it.
Loss Assessment
Helps pay your share when the association assesses owners for a covered loss.
Loss of Use
Temporary housing and extra costs if a covered loss makes your unit unlivable.
Medical Payments
Covers minor medical bills if a guest is injured in your unit.
Who it's for
Built for
What our customers say
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Condo insurance FAQs
What is an HO-6 policy?
HO-6 is the standard condo/co-op policy. It covers the interior of your unit, your belongings, your liability, and loss assessments — the gaps your association's master policy leaves.
Doesn't the association's master policy cover me?
The master policy generally covers the building and common areas, not your unit's interior, improvements, or personal property. HO-6 fills that in.
What is loss assessment coverage?
If the association levies an assessment on owners after a covered loss exceeds the master policy, this helps pay your share.
Is condo insurance required?
Lenders usually require it, and many condo associations mandate an HO-6 policy in their bylaws.