Understand your business numbers without the headache.
Download simple planning tools that help you organize revenue, expenses, profit, and cash flow. Built for real business owners — not accountants with 12 monitors.
Business resource downloads
Choose the tool that fits what you need today. Each file is designed to be simple, practical, and easy to edit.
Simple Cash Flow Tool
Track money coming in, money going out, and whether your business may face a cash shortfall.
- Monthly cash flow worksheet
- Simple summary dashboard
- Editable categories for many business types
Profit & Loss Tool
Organize revenue, direct costs, expenses, and net profit in a clean monthly business format.
- Revenue and expense categories
- Monthly columns and annual totals
- Profit margin and trend summary
Transaction Categorizer
Paste exported bank transactions and review suggested categories before creating summaries.
- CSV-first offline workflow
- Keyword-based category suggestions
- Review tab with manual override
How to use the tools
Keep it simple. Start with one file, enter your numbers, and use the summary to spot problems before they become expensive surprises.
Download
Pick the cash flow, P&L, or transaction tool and save it to your computer.
Enter numbers
Use the yellow input cells or paste transactions from a bank CSV export.
Review results
Look at profit, cash movement, large expenses, and months that need attention.
Make a plan
Use the numbers to prepare for payroll, insurance, tax bills, rent, inventory, or growth.
Built for different types of businesses
These resources are intentionally generic, so they can help a wide range of business owners get a clearer view of the basics.
Why this matters
Better financial visibility can help business owners make smarter decisions about hiring, equipment, expansion, pricing, insurance, and emergency reserves.
When you understand your cash flow and profit picture, it is easier to protect the business you are working hard to build.
Need help protecting your business?
We Insure Things helps business owners think through risk, coverage, and the real-world surprises that can interrupt growth.