Box Truck Insurance — keep the freight covered.
Whether you're hauling for hire or running deliveries, box trucks need the right commercial auto and cargo coverage — and brokers won't load you without it. We make it fast.
Coverage you probably need
Commercial Auto Liability
Covers injuries and damage you cause on the road. What is commercial auto liability? →
Motor Truck Cargo
Protects the freight you're hauling against damage and theft. What is motor truck cargo? →
Physical Damage
Covers your own truck for collision and comprehensive losses.
General Liability
Covers non-driving operations like loading and deliveries. What is general liability? →
Workers Compensation
Required in most states for your drivers. What is workers compensation? →
What can go wrong
- An at-fault accident on the road.
- Cargo is damaged or stolen in transit.
- A loader or helper is injured.
What carriers usually ask
- Operating radius (local, intermediate, long-haul).
- Commodities hauled and average load value.
- Number of trucks and driver records (MVRs/CDL).
- Whether you operate for-hire and your authority status.
Common contract wording
Brokers and shippers typically require Auto Liability of $1M, Motor Truck Cargo at a set limit, and Additional Insured status, with a COI before you can be loaded.
State notes: For-hire authority and filings vary; we confirm what your operation and brokers require.
Get covered for Box Truck Insurance.
Start an instant quote, or have a licensed agent review your exact situation.
Start a quote Send to an agentBox Truck Insurance FAQs
Do I need cargo coverage?
If you haul goods for others, almost always — brokers require it, and it protects you if freight is damaged.
Does radius affect my rate?
Yes. Local routes generally cost less than long-haul. We quote to your actual operation.
Can you issue COIs for brokers fast?
Yes — usually same day once coverage binds.
Keep exploring
Coverage descriptions are general and vary by state and carrier. Final terms are confirmed at quote.