Client contract insurance requirements, explained.
A client contract has a page of insurance requirements and you're not sure what half of it means. Here's a plain-English translation — and how we get you exactly what it asks for.
What they're actually asking for
Coverage types & limits
Contracts list required policies (General Liability, Auto, Workers Comp, Professional, Umbrella) and minimum limits like $1M/$2M. We match each one.
Endorsements
Common requests include Additional Insured, Waiver of Subrogation, and Primary & Non-Contributory wording. We add the right endorsements.
Proof & deadlines
They'll want a COI (and sometimes endorsement copies) by a date. Send us the contract and we'll get it issued on time.
What we need from you
- A copy of the contract's insurance section.
- The client/entity name and address to name.
- Your deadline to provide proof.
- Details about your business so we can match the limits.
Need it today? Let's go.
Start a quote or call and we'll get your proof of insurance out fast.
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Contract Insurance Requirements FAQs
Can you just read my contract and tell me what I need?
Yes — send us the insurance section and we'll translate it and quote exactly what it requires.
What if the required limits are higher than I have?
We can raise limits or add an umbrella policy to meet the contract.
How fast can you turn this around?
Often same day for quotes and COIs once we have the contract details.
General information, not a quote or policy. Coverage, limits, and endorsements vary by state and carrier and are confirmed when you apply.