Need a Certificate of Insurance fast?
Someone just asked you for a COI and you need it today. Here's exactly what that is, what they're really asking for, and how to get one — often within the hour.
What they're actually asking for
What a COI is
A Certificate of Insurance is a one-page summary proving you have active coverage and listing your limits. It doesn't change your policy — it documents it.
What they actually want
Usually proof of General Liability at specific limits (often $1M per occurrence / $2M aggregate), sometimes with them named as an Additional Insured.
How fast you can get it
If you already have a policy, often within the hour. If you need coverage first, many small-business policies can bind the same day.
What we need from you
- The exact name and address to list as the certificate holder.
- Any required limits (for example $1M/$2M).
- Whether they must be added as an Additional Insured.
- Any special wording the contract specifies.
Need it today? Let's go.
Start a quote or call and we'll get your proof of insurance out fast.
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Certificate of Insurance FAQs
How fast can I actually get a COI?
If you have an active policy, usually within the hour. If you need a policy first, many small-business and event policies bind the same day.
Does a COI cost extra?
A standard certificate is typically free with your policy. Some endorsements (like adding an Additional Insured) may have a small cost depending on the carrier.
What if I don't have a policy yet?
No problem — start a quote and we can often bind coverage and issue your COI the same day.
Can you email it directly to the venue or client?
Yes. We can send the certificate straight to whoever requested it.
General information, not a quote or policy. Coverage, limits, and endorsements vary by state and carrier and are confirmed when you apply.