Mobile & Manufactured Home Insurance coverage built for your home.
Manufactured and mobile homes need a policy designed for them. Get protection for the home itself, your belongings, and your liability — including risks a standard homeowners policy ignores, like transport and tie-down exposure.
Owner-occupied or rented out — we can cover both.
Tell us about your manufactured home for a price.
- ✔ The home & attached structures
- ✔ Personal property protection
- ✔ Personal liability
- ✔ Replacement-cost option
What mobile home insurance covers
The Home
Repairs or replaces your manufactured home after a covered loss like fire, wind, or theft.
Other Structures
Attached decks, carports, sheds, and skirting on your lot.
Personal Property
Furniture, electronics, and belongings against covered perils.
Personal Liability
If you're responsible for someone's injury or property damage, this helps cover it.
Loss of Use
Temporary housing and extra costs if a covered loss makes your home unlivable.
Medical Payments
Covers minor medical bills if a guest is injured on your property.
What we cover
Home types
What our customers say
Real 5-star reviews from our customers on Google. Read more on Google
Laura was a pleasure to work with. She made the impossible happen when others turned me down! Definitely a 5-star performance!
10/10 — Laura was wonderful getting me the cheapest insurance possible. Patient, friendly, all of the above. Great customer service. Definitely recommending!
Laura has the best customer service ever. She really cares about who she is helping, very patient, and will get you the best deal!
Logan is so amazing — very knowledgeable and patient. It's always a pleasure to do business with him. Look forward to continuing business with you!
Chase Stewart was a great help getting me set up with a very affordable, full-coverage policy on my new truck.
Great customer service, great rate. They even helped me cancel my other insurance. Thank you!
Mobile home insurance FAQs
Why can't I use a standard homeowners policy?
Manufactured homes are built and rated differently, so they need a policy designed for them — one that accounts for construction type and risks like tie-down and transport.
Does it cover wind and storm damage?
Covered perils typically include wind and storms, though high-risk areas may have specific deductibles. We'll match you to the right program.
Can I get replacement cost instead of actual cash value?
Many programs offer a replacement-cost option so a covered loss is paid without heavy depreciation. We'll quote both so you can compare.
Is it covered if I rent it out?
Yes — a landlord version covers a manufactured home you rent to tenants, including liability and loss of rent.