Homeowners Insurance protect your biggest investment.
Cover your home, the things inside it, and your liability — all in one policy. Protection for the structure, your belongings, and the cost of somewhere to live after a covered loss. Bundle with auto and save.
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Ask about bundling home + auto for built-in savings.
Tell us about your home for a personalized price.
- ✔ Dwelling & other structures
- ✔ Personal property protection
- ✔ Personal liability
- ✔ Loss of use / additional living
What homeowners insurance covers
Dwelling
Repairs or rebuilds the structure of your home after a covered loss like fire or storm.
Other Structures
Detached garages, fences, sheds, and other structures on your property.
Personal Property
Furniture, electronics, and belongings against covered perils, at home and away.
Personal Liability
If you're responsible for someone's injury or property damage, this helps cover it.
Loss of Use
Pays for temporary housing and extra costs while your home is being repaired.
Medical Payments
Covers minor medical bills if a guest is injured on your property.
Who it's for
Built for
What our customers say
Real 5-star reviews from our customers on Google. Read more on Google
Laura was a pleasure to work with. She made the impossible happen when others turned me down! Definitely a 5-star performance!
10/10 — Laura was wonderful getting me the cheapest insurance possible. Patient, friendly, all of the above. Great customer service. Definitely recommending!
Laura has the best customer service ever. She really cares about who she is helping, very patient, and will get you the best deal!
Logan is so amazing — very knowledgeable and patient. It's always a pleasure to do business with him. Look forward to continuing business with you!
Chase Stewart was a great help getting me set up with a very affordable, full-coverage policy on my new truck.
Great customer service, great rate. They even helped me cancel my other insurance. Thank you!
Homeowners insurance FAQs
Does homeowners insurance cover flood?
No — flood is excluded from standard home policies and needs its own flood policy. We can quote that separately.
How much dwelling coverage do I need?
Enough to rebuild your home at today's construction costs — which can differ from market value. We help you set the right replacement-cost figure.
Can I bundle home and auto?
Yes, and it's usually one of the easiest ways to save — many carriers offer a meaningful discount for bundling.
Are my belongings covered away from home?
Generally yes. Personal property coverage often extends to items stolen or damaged away from the home, subject to limits.