RV & Motorhome Insurance for life on the road.
Your RV is a vehicle and a home — it needs coverage built for both. Liability, physical damage, and specialty protections for motorhomes, travel trailers, and fifth wheels, whether you camp weekends or live in it full time.
Heading to Mexico? Ask about a Mexico RV policy too.
Tell us your RV type and how you use it for a price.
- ✔ Liability & physical damage
- ✔ Total loss / replacement cost
- ✔ Personal belongings coverage
- ✔ Full-timer & vacation liability
What RV insurance covers
Liability
Injuries and property damage you cause while driving a motorhome or towing.
Comprehensive & Collision
Damage to your RV from accidents, theft, fire, storms, and more.
Total Loss Replacement
Replaces a newer totaled RV with a comparable new model, not just book value.
Personal Belongings
Covers the gear, electronics, and contents you keep inside your RV.
Full-Timer Liability
Home-style liability for those who live in their RV full time.
Roadside & Towing
Heavy-duty roadside assistance and towing sized for an RV.
What we cover
RV types
What our customers say
Real 5-star reviews from our customers on Google. Read more on Google
Laura was a pleasure to work with. She made the impossible happen when others turned me down! Definitely a 5-star performance!
10/10 — Laura was wonderful getting me the cheapest insurance possible. Patient, friendly, all of the above. Great customer service. Definitely recommending!
Laura has the best customer service ever. She really cares about who she is helping, very patient, and will get you the best deal!
Logan is so amazing — very knowledgeable and patient. It's always a pleasure to do business with him. Look forward to continuing business with you!
Chase Stewart was a great help getting me set up with a very affordable, full-coverage policy on my new truck.
Great customer service, great rate. They even helped me cancel my other insurance. Thank you!
RV insurance FAQs
Does my auto policy cover my RV?
A motorhome usually needs its own policy, and a towable trailer gets limited liability from the tow vehicle but no coverage for its own damage or contents — so a dedicated RV policy fills the gaps.
What is full-timer coverage?
If you live in your RV full time, full-timer coverage adds home-style liability and personal-property protection similar to a homeowners policy.
What is total loss replacement?
On a qualifying newer RV, it replaces a totaled unit with a comparable new model rather than paying depreciated value.
Can I insure a travel trailer or fifth wheel?
Yes — towables can be covered for physical damage, contents, and vacation liability, separate from your tow vehicle.