Insurance Myth Busters
Think you know insurance? Search common myths and find the truth — in real time.
👺 “Red cars cost more to insure.”
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False!
Insurance companies don’t care about color — only driving history, location, and vehicle type.
👾 “Full coverage means everything is covered.”
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Not quite.
Full coverage usually means liability + comp + collision — it doesn’t cover wear, maintenance, or everything.
👹 “Older cars are always cheaper to insure.”
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Sometimes, but not always.
Lack of safety features or harder-to-find parts can actually raise premiums for some older vehicles.
👻 “Your credit score doesn't affect insurance.”
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It does (in most states).
In many states, insurers use credit-based scores to help determine risk. A lower score may raise your premium.
Have a myth we should bust?
(We’ll review and possibly feature it!)