The part you pay before your insurance jumps in like a superhero.

Just a fancy word for your insurance payment. Like a subscription to not go broke.

Covers damage you cause to others. It's your "Oops, that was me" coverage.

Covers your car if you hit something. Even if it's your fault. Even if it's a tree.

Pays for non-crash stuff — like hail, theft, deer attacks, or alien abductions (maybe).

The behind-the-scenes math party where they decide your rates based on your risk profile.

A temporary proof of coverage — it's like a hall pass until your full policy is issued.

The start and end dates of your coverage. Basically, how long you’re protected.

Your policy’s cheat sheet. Lists what’s covered, what it costs, and who it’s for.

If your car is totaled and you owe more than it’s worth, this pays the "gap" to your lender.