Micro-Fleet Rideshare insurance for Arizona fleet owners.
Built for fleet owners leasing vehicles to Uber, Lyft, DoorDash, and Amazon Flex drivers, this program helps fill the gap when the app is off. Designed for operators already working in the rideshare and delivery space.
Built for Arizona fleet owners leasing to app-based drivers.
If your business owns vehicles and leases them to drivers using Uber, Lyft, DoorDash, Amazon Flex, or similar app-based platforms, traditional personal auto insurance may not match the real exposure. This program is designed for micro-fleet operators already active in this space.
Uber
For fleet owners leasing vehicles to drivers using Uber for rideshare activity.
Lyft
For micro-fleet operators supporting drivers who use Lyft for rideshare trips.
DoorDash
For delivery fleet exposure involving drivers using DoorDash and similar food delivery apps.
Amazon Flex
For fleet owners working with drivers delivering packages through Amazon Flex-style operations.
Micro-Fleet Rideshare is now live in Arizona.
The program is designed for fleet owners with a focused vehicle count, app-based driver exposure, and the need for pricing that reflects how vehicles are actually used.
Helps fill the gap when the app is off.
App-based vehicle use can create coverage questions. A driver may use a vehicle personally, wait for a request, accept a trip, deliver an order, or finish a shift. Fleet owners need a program designed around this kind of changing usage.
- ✓Designed for fleet owners leasing to app-based drivers
- ✓Supports Uber, Lyft, DoorDash, and Amazon Flex driver exposure
- ✓Built to address off-app coverage gaps
- ✓Per-mile pricing for how vehicles operate
- ✓Micro-fleet appetite up to 25 vehicles
- ✓Arizona-focused program review
Why micro-fleet rideshare coverage is different
A fleet owner leasing cars to drivers may not fit the same box as a personal auto policy, standard commercial auto policy, or traditional rental operation. The vehicle is owned by one party, operated by another, and used across app-based driving, delivery, personal use, and idle time.
App-based use
Vehicles may be used across rideshare, delivery, waiting periods, and off-app use. That usage needs to be clearly disclosed.
Fleet leasing
The owner may lease vehicles to drivers who operate independently across different platforms and schedules.
Usage-based pricing
Per-mile pricing is designed for this exposure and how these vehicles operate, rather than forcing a one-size-fits-all approach.
How the program review works
We keep it simple: confirm the fleet, the drivers, the platforms, and how the vehicles are used.
Confirm your Arizona fleet details
Number of vehicles, garaging location, vehicle types, ownership structure, and lease arrangement.
Review driver and platform usage
Uber, Lyft, DoorDash, Amazon Flex, personal use, off-app use, delivery exposure, and mileage expectations.
Check program eligibility
We review whether the operation fits the micro-fleet rideshare appetite, including up to 25 vehicles where eligible.
Compare next steps
If eligible, review per-mile pricing, coverage terms, driver requirements, documents needed, and binding options.
Information to have ready
These details help determine whether the fleet fits the program and how pricing may apply.
Fleet details
Vehicle count, VINs if available, vehicle types, garaging addresses, ownership name, and current insurance information.
Driver details
Driver count, lease structure, driver screening process, platform use, and how drivers use vehicles when the app is off.
Usage details
Estimated miles, platforms used, delivery or rideshare mix, off-app exposure, maintenance process, and fleet operating area.
Frequently asked questions
Quick answers for Arizona fleet owners leasing vehicles to rideshare and delivery drivers.
What is Micro-Fleet Rideshare insurance?
It is a program designed for fleet owners leasing vehicles to app-based drivers using platforms such as Uber, Lyft, DoorDash, and Amazon Flex. The goal is to help address exposure that may exist when the app is off, subject to underwriting and policy terms.
Is this program available in Arizona?
Yes. This page is built for Arizona fleet owners and operators seeking Micro-Fleet Rideshare coverage review.
How many vehicles can be included?
The stated appetite is up to 25 vehicles for eligible micro-fleet operators, subject to underwriting approval.
What platforms does this program target?
The program is built around fleet owners leasing to drivers using Uber, Lyft, DoorDash, Amazon Flex, and similar app-based rideshare or delivery platforms.
What does “when the app is off” mean?
It refers to periods when the driver is not actively logged into or operating under an app-based platform. Coverage depends on the policy terms, usage details, and underwriting approval.
What does per-mile pricing mean?
Per-mile pricing is designed around how these vehicles operate and may account for mileage or usage-based exposure, subject to carrier guidelines and program requirements.
Arizona Micro-Fleet Rideshare is live. Let’s review your fleet.
If you lease vehicles to Uber, Lyft, DoorDash, or Amazon Flex drivers in Arizona, call We Insure Things at 480-969-5500 to review whether this program fits your operation.